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Denying predestination

Surely We have created everything in perfect estimation (destiny and purpose). 59:49

“If Allah were to punish the inhabitants of the heavens and earths, then He would punish and He would not be doing injustice to them. If He were to have mercy on them, His mercy would be greater than from their actions. If a person had amount of gold equivalent to Mount Uhud or similar to Mount Uhud and spent it in the Path of Allah, (that spending) would not be accepted form him by Allah until he believes in the preordainment of good and evil. And until he knows that what afflicted him was not going to miss him and what missed him was not going to afflict him. If you were to die with any belief other than that, you would enter the Hellfire.”
(Kitab al-Sunnah by Ibn Abu Asi # 245. Albani says that its chain is sahih)
Meaning:-
predestination: is the belief that everything that happens has already been determined by God — He’s got a master plan, and there’s no deviating from it
afflict (past tense: afflicted): (of a problem or illness) cause pain or suffering to; affect or trouble.